Shop and finance your next vehicle all in one place.

Check out vehicles online from our participating dealerships and apply for financing immediately. If you're approved, the dealer will have your pre-approval ready when you arrive.

As low as %% APR1,2
up to 60 months

Shop now Learn more

Compare your auto financing options.

Buying a new vehicle? Refinancing your current auto loan? U.S. Bank has an option that fits your car financing journey.

Auto financing pre-approval

Apply for a pre-approval to use at participating dealers.

Know what you can spend so you can shop for a new or used car with confidence.

As low as %% APR1,2
up to 60 months

Apply now Learn more

Lease buyout

Purchase your leased vehicle with a lease buyout loan. 

Love that vehicle you’re leasing? A lease buyout loan could help you keep it.3

As low as %% APR4,8
up to 72 months

Apply now Learn more

Auto loan refinance

Find out if refinancing your auto loan can help you save.

Shopping for better rates and terms? An auto refinance could help. Not available in all states.5,6

As low as %% APR7,8
up to 60 months

Apply now Learn more

Used car financing

Finance your used car or truck with a personal loan.

Can’t find your preferred dealer or seller among our participating dealerships? You could be able to use a personal loan for your financing needs.

Check your rate Learn more

Explore tools to calculate your payment or locate a dealership.

Estimate your car payment.

See an estimated rate and monthly payment for a new or used car using our auto financing calculator.

Calculate your payment

Search participating dealerships.

When you’re ready to buy, your U.S. Bank auto financing pre-approval is good at any of our participating dealerships.

Find a dealership

Get the basics on auto loans and financing.

How does car financing work?

Understand your car financing options: purchase loan, personal loan, auto lease, auto refinance and lease buyout.

Learn about financing a car

Should you buy a new or used car?

Find tools and tips to help you compare the pros and cons of a new vs. used car purchase.

Whether to buy new or used

The good news about EV costs

Discover the surprising ways driving an electric vehicle can save you money over the long haul.

Discover hidden EV savings

Looking for more car-buying info?

Check out our resources for additional guidance on finding, financing and caring for your next vehicle.

Learn more about car ownership

Take the next step

Find a branch
Call 800-342-4310
Make an appointment
Start of disclosure content

Disclosures

  1. Monthly payment and annual percentage rate (APR) will vary based on the term, amount financed, model year, loan-to-value (LTV) percentage, down payment, credit history, location of dealer and applicable fees. The lowest APR in the range is available on loans with a term of 60 months or less, a credit score of 800 or higher, a vehicle less than 1 year old, a loan amount of $40,000 or more, a loan-to-value (LTV) percentage of 111% to 115.99%, and a purchase from a dealer in MN. Payment example: for an amount financed of $40,000 over a 60-month term, monthly payments would be $813.16 at an annual percentage rate (APR) of 8.11%.

  2. Fees charged in OH, IN and WV will increase the APR displayed above.

  3. U.S. Bank lease buyouts are available nationwide (excluding Alaska, Hawaii and New Hampshire) for U.S. Bank leases and leases held by other financial institutions.

  4. Monthly payment and annual percentage rate (APR) will vary based on the term, amount financed, model year, loan-to-value (LTV) percentage, down payment, credit history and applicable fees. Payment example: for an amount financed of $30,000 on a 3 year old vehicle over a 60-month term with a $100 origination fee, monthly payments would be $613.20 at an annual percentage rate (APR) of 8.34%.

  5. Refinancing is available nationwide except for Alaska, Hawaii and New Hampshire.

  6. To be eligible for refinance, the existing loan must have been obtained at least 120 days prior to submitting your refinance application.

  7. Monthly payment and annual percentage rate (APR) will vary based on the term, amount financed, model year, loan-to-value (LTV) percentage, down payment, credit history and applicable fees. Payment example: for an amount financed of $30,000 on a 1-year-old vehicle over a 60-month term with a $100 origination fee, monthly payments would be $616.22 at an annual percentage rate (APR) of 8.55%.

  8. There may be title and/or registration fees which are determined by state.

Start of disclosure content

U.S. Bank assists its customers by working with dealers across the nation. Financing pre-approval is only valid at a dealer with which U.S. Bank works. U.S. Bank is not affiliated with these dealers and makes no representations or warranties regarding the dealers, their inventory, related products or services. All vehicle and related product information included on this site is provided by the dealer, who is solely responsible for the content, representations about itself and the vehicle, including pricing, services and promotional statements. U.S. Bank does not endorse third-party products, services or other vehicle content. Any questions about the vehicle, pricing or related products should be directed to the dealer. The dealer will work with you to finalize financing terms.

The dealer may request your permission to obtain information from one or more credit reporting agencies. The dealer will ask for your photo identification (driver’s license) and/or other identifying documents. U.S. Bank reserves the right to withdraw an approval if your identity cannot be verified or if there have been changes in your credit status as of the date of sale.

Offers are subject to credit approval. Rates are subject to change. Additional restrictions may apply. Member FDIC.