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U.S. BANK BUSINESS ALTITUDE POWER CARD

U.S. BANK BUSINESS ALTITUDE® POWER CARD

2X points on all purchases. No caps or limits.2

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U.S. Bank TRIPLE CASH REWARDS VISA® BUSINESS CARD

U.S. BANK BUSINESS TRIPLE CASH REWARDS CARD

Earn $750 in cash back.6 Plus up to 3% cash back on eligible purchases.7

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U.S. Bank BUSINESS PLATINUM CARD

U.S. BANK BUSINESS PLATINUM CARD

Get a low intro APR for 18 billing cycles.

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U.S. Bank Triple Cash Rewards Visa® Business Card

Earn $750 in cash back.

Welcome offer

Earn $750 in cash back. Just spend $6,000 on the Account Owner's card in the first 180 days of opening your account.6

Key benefits

Earn 3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers, and restaurants.7 Plus, earn an annual $100 statement credit for monthly software service purchases such as FreshBooks or QuickBooks.8

*Excludes discount stores/supercenters and wholesale clubs

Annual fee

$

U.S. Bank Business Leverage® Visa Signature® Card

Earn 75,000 bonus points.

Welcome offer

Earn up to $750 in rewards12 when you spend $7,500 in eligible purchases on the account owner's card within the first 120 days of opening your account.9

Key benefits

Earn 2X points in the top 2 categories where you spend the most, automatically.10

Annual fee

$0 annual fee for the first year, $ thereafter. Plus, no annual fee for employee cards.

U.S. Bank Business Platinum Card

Get a low intro APR for 18 billing cycles.

Welcome offer

0% Intro APR on purchases for the first 18 billing cycles, and after that a variable APR, currently $.11

Key benefits

Enjoy a competitive introductory rate, purchasing power and business control.

Annual fee

$

U.S. Bank Business Altitude® Connect Visa Signature® Card

Earn 60,000 bonus points.

Welcome offer

Earn 60,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account.3

Key benefits

5X points on prepaid hotel and car rentals booked directly in the Rewards Center.4

4X points on travel, including airfare, hotels, gas and EV charging stations*, up to $150,000 in combined annual spend.

2X points on dining, takeout, restaurant delivery and cell phone services and 1X point for all other purchases.

Plus, a $25 statement credit on rideshares.5

*Excludes discount stores/supercenters and wholesale clubs

Annual fee

$0 intro annual fee for the first year, $ thereafter. Plus, no annual fee for employee cards.

New offer

U.S. Bank Business Altitude® Power Visa Signature® Card

Earn 75,000 bonus points.

Welcome offer

Earn 75,000 bonus points. Just spend $10,000 on the Account Owner’s card in the first 120 days of opening your account.1

Key benefits

2X points on all purchases. No caps or limits on total rewards earned.2

2.5X points on up to $5,000 in mobile wallet purchases each quarter.

6X points on prepaid hotel and car rentals booked directly in the Rewards Center.

Annual fee

$. There is no annual fee for employee cards.

U.S. Bank partners with various retailers, airlines, and other businesses to offer rewards credit cards to their customers. Visit our partners’ websites to learn more and apply.

 

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Frequently asked questions

Yes, all U.S. Bank business credit cards offer contactless chip technology allowing for enhanced security and touch-free payments at the millions of retail store locations that accept contactless payments.

Yes, when you apply for a U.S. Bank business credit card you can request additional cards for employees at no cost. You may also add employee accounts through online banking, or request employee card accounts be closed when needed.

You can choose to have all account activity rolled up to a convenient centralized billing statement. The central billing statement allows you to not only see all of the transactions made by each of your employees and make a single payment to your account. Individual billing is also available.

Shopping Deals is the easiest way to earn additional rewards while shopping online at 1,100+ stores using your U.S. Bank Business Credit Card.

Log in at usbank.com. Click on Shopping Deals in the Rewards Center and start shopping. By using the Rewards Center Shopping Deals with your U.S. Bank business credit card, you will be able to earn more rewards by shopping online.

Real-Time Rewards is a redemption method offered on several U.S. Bank business credit cards that enables you to instantly turn your business purchases into rewards. Your mobile device can then be used to immediately redeem toward a credit card purchase.

Once enrolled, redemption is quick and easy. Make a credit card purchase, and you will receive a text with the option to redeem points toward that purchase. Reply ‘REDEEM’ to complete the redemption.

You must have enough points to cover the entire purchase in order to receive the text message to redeem. Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.

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Cardmember benefits
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Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details.

The rate will end early and increase to the APR for purchases and balance transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated, and the cards are available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Upon approval, refer to your Cardmember Agreement for additional information.

This page may contain links to third-party websites not controlled by U.S. Bank. U.S. Bank is not responsible for the content or any products and services offered, nor does it guarantee the system availability or accuracy of information contained in the site. Please note that the third party site may have terms of use, privacy, and information security policies that differ from those of U.S. Bank.

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  1. New Credit Card Enrollment Bonus: One-time 75,000 bonus points will be awarded if eligible Net Purchases totaling $10,000 or more are made to the Account Owner’s Card within 120 days from account opening. The Account Owner’s Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net Purchases are purchases minus credits and returns. Rewards are earned based on eligible Net Purchases. Please allow 6-10 weeks for your bonus points to be credited to your account. 

    This offer may not be combined with any other bonus offer. Subject to credit approval. 

  2. You will earn 2 Points for every $1 spent in eligible Net Purchases. 

    You will earn 4 additional Points (6 points total) for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the Rewards Travel Center using your rewards credit card instead of Points. Please allow 6-10 weeks for points to be credited to your account. 

    You will earn 0.5 additional point (2.5 points total) on your first $5,000 spent in combined eligible Net Purchases made using a mobile wallet or a Virtual Card. If the transaction is an eligible mobile wallet transaction and an eligible virtual card transaction, additional Points will only be awarded for one of the transaction types (Points will be applied as mobile wallet, not additionally as a virtual card). During any calendar quarter in which you spend more than $5,000 combined in purchases using a mobile wallet or Virtual Card, you will earn 2 Points for each $1 spent, with no maximum. "Mobile wallet" means Apple Pay®, Samsung Pay, Google Wallet, and Garmin Pay™. Unlike Google Wallet, Google Pay may not qualify as a mobile wallet and earn additional points, depending on how the transaction is completed. We cannot control how mobile wallet transactions are designated and reserve the right to determine which Purchases qualify for additional points. “Virtual card” is defined as the method of paying for a transaction by use of an account created within the U.S. Bank Spend Management platform that does not have a physical card associated with it. Please allow 6-10 weeks for points to be credited to your account. Refer to the Rewards Center for full details.

  3. One-time 60,000 bonus points will be awarded if eligible Net Purchases totaling $6,000 or more are made to the Account Owner's Card within 180 days from account opening. The Account Owner's Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Please allow 6-8 weeks for your bonus points to be credited to your account. Existing and previous Business Altitude Connect accounts do not qualify for bonus points for a similar account type. One-time bonus points do not apply toward account upgrades. Use of the Business Altitude Connect Rewards card is subject to terms and conditions of the Business Altitude Connect Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Subject to credit approval.

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  5. In order to be eligible for the $25 rideshare service credit, you must make at least one rideshare service purchase per month for 3 consecutive months. The month following 3 consecutive rideshare service purchases, your credit will be processed, and you will not be eligible to earn toward your next rideshare service credit. Starting the month after your credit is processed, you will again be eligible to earn the service credit for 3 consecutive months of rideshare service purchases. Rideshare service purchases must be made directly with a rideshare provider such as Uber and Lyft, including taxi services. Each merchant’s business is identified by a category code. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which purchases qualify for this credit. We reserve the right to adjust or reverse any portion of all or any rideshare services credit for unauthorized purchases or transaction credits. Account must be in good standing (not past due or overlimit) to receive the credit. The credit will be applied to your card account within 2 statement billing cycles after earning the credit.

  6. New Credit Card Enrollment Bonus: One-time $500 cash back will be awarded if eligible Net Purchases totaling $4,500 or more are made to the Account Owner's Card within 150 days from account opening. The Account Owner's Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net Purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Please allow 6-10 weeks after you have met the spend requirement for your cash back to be credited to your Account.

    A statement credit will not satisfy the minimum payment requirement. Offer may not be combined with any other offer. Subject to credit approval.

  7. You will earn three percent (3%) cash back for every $1 spent in eligible Net Purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters such as Target and Walmart. All other Net Purchases may earn 1% cash back. Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a reward of 1%.

  8. An automatic statement credit of $100 per 12-month period will be applied to your Account within 6-10 weeks following 11 consecutive months of eligible software service purchases made directly with a software service provider. Eligible software service providers are identified by their Merchant Category Code (MCC) and purchases made at discount/retail stores or online retailers may not qualify. We reserve the right to adjust or reverse any portion or all of any software services credit for unauthorized purchases or transaction credits.

  9. New Credit Card Enrollment Bonus: One-time 75,000 bonus points will be awarded if eligible Net Purchases totaling $7,500 or more are made to the Account Owner’s Card within 120 days from account opening. The Account Owner’s Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net Purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Please allow 6-10 weeks after you have met the spend requirement for your points to be credited to your Account. This offer may not be combined with any other bonus offer. Subject to credit approval.

  10. You will earn 1 Point for every $1 spent in eligible Net Purchases. You will earn 1 additional Point (2 points total) for every $1 spent in eligible net purchases in the top two categories of spend each month excluding gas station, electric vehicle charging station and grocery purchases made at wholesale clubs and discount stores/supercenters such as Target and Walmart.

  11. The 0% introductory APR applies to purchases and is valid for the first 18 billing cycles. The introductory rate does not apply to balance transfers or cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to non-Fixed Payment Program balances in the order of lowest to highest APR before applying to Fixed Payment Program balances.

  12. Maximum Point value applies to Points redeemed for a deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice.