U.S. Bank Altitude® Go Secured Visa® Card

Earn up to 4X points while building credit.1

See annual fee and full terms

U.S. Bank Altitude® Go Secured Visa® Card

Earn up to 4X points while building credit.1

Open the door to better credit and get rewarded for your everyday spending. Start with a security deposit of $300 to $5,000 and enjoy $0 annual fee.

4X points2

on dining, takeout and restaurant delivery on your first $2,000 each quarter

2X points

at grocery stores* and gas stations/EV charging stations*

2X Points

on streaming services

1X Point

on all other eligible purchases. Plus, a $15 credit for annual streaming service purchases such as Netflix and Spotify®.3

* Excludes discount stores/supercenters and wholesale clubs

How credit-building cards work

Set your credit limit.

Your card limit is the same amount as your refundable security deposit. It's held in a secured savings account with U.S. Bank.

Get rewarded for everyday purchases.

Use your card everywhere Visa is accepted. Your secured card works and looks like any other credit card. 

Build your credit.

We monitor your activity and regularly report your card status to the three major credit bureaus. Over time, spending within your limit and paying your bill on time helps build your credit. You may even be able to automatically graduate to the U.S. Bank Altitude® Go Visa Signature® Card. Upon graduation, your security deposit will be returned.

couple watching tv
$15 streaming service credit plus 2X points on your streaming services

Enjoy a streaming bonus on us!3

Applied after 11 consecutive months of streaming purchases.

  • Amazon Prime Video
  • Netflix
  • Netflix
  • Apple TV
  • Spotify
  • Spotify
  • ESPN+
  • YouTube Premium
  • YouTube Premium
  • Disney +
  • and many more...
  • and many more...

Merchant list is subject to change.

Additional benefits

Choose your payment due date

Everyone’s schedule is different. So it’s handy to be able to pick when your payment is due.4

Enjoy zero fraud liability

You are not responsible for unauthorized transactions if your card is ever lost or stolen.5

Make contactless payments

Pay with a tap. Your contactless card makes payments with a simple, single tap. Just look for the Contactless Symbol when checking out.

Use your Mobile Wallet

Add the Altitude Go Secured Visa card to your Mobile Wallet. Convenient and secure, you can pay with just a tap.

Set up autopay

Pay on time and avoid late fees by selecting an automatic payment option that best suits your budget.

Apply now

Looking for a credit card with different benefits?

Check out our wide range of cards that could fit your needs.

Compare all cards

Common questions about the U.S. Bank Altitude Go® Secured Card

U.S. Bank credit score requirements vary by product. Secured credit card products are built for people looking to build or rebuild their credit with responsible use.

The U.S. Bank Altitude® Go Secured Visa® Card helps cardholders build or rebuild credit while earning rewards on everyday purchases. It offers rewards on dining, grocery stores, gas stations, EV charging stations and streaming services, combining credit-building features with points-based rewards.2

The U.S. Bank Altitude® Go Secured Visa® Card reports account activity to the three major credit bureaus. Using the card responsibly by staying within the credit limit and making payments on time can help build credit over time.

The card requires a refundable security deposit from $300 to $5,000, which becomes the credit limit. The deposit is held in a secured U.S. Bank savings account while the account remains open and in good standing.

Yes. The card earns 4X points on dining, takeout and restaurant delivery on the first $2,000 in eligible purchases each quarter.2

Yes. Cardholders earn 2X points at eligible grocery stores and gas stations/EV charging stations, helping them earn rewards on common everyday purchases while building credit1. Purchases at discount stores, supercenters and wholesale clubs are excluded from these categories.2

Yes. The card earns 2X points on streaming services and provides an additional streaming benefit for qualifying purchases.3

Yes. Eligible cardholders can receive a $15 streaming service credit after 11 months of streaming purchases. The qualifying merchant list is subject to change.3

No. The U.S. Bank Altitude® Go Secured Visa® Card has a $0 annual fee, allowing cardholders to earn rewards and build credit1 without paying an annual membership fee.

U.S. Bank states that eligible cardholders may automatically graduate to the U.S. Bank Altitude® Go Visa Signature® Card. Upon graduation, the security deposit is returned.

Points can be redeemed for a deposit to an eligible U.S. Bank account, travel, gift cards, merchandise, charitable contributions and more. U.S. Bank also states that it will match eligible monetary charitable contributions made through points redemption at 100%.6

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Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Each merchant’s business is identified by a category code established by Visa. A Purchase will not earn additional rewards if the category code applied to a merchant is in a category that is not eligible for additional rewards earning. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which Purchases qualify for additional rewards.

Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

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  1. Late payments and going over the credit limit may damage your credit history.

  2. U.S. Bank Altitude Go Secured Visa Cardmembers will earn 1 Point for every $1 spent in Net Purchases. Net Purchases are Purchases minus credits and returns. In addition, you will earn 4 Points (1 base and 3 bonus Points) for every $1 spent on your first $2,000 each quarter on restaurant, fast-food restaurant and bar purchases. You will earn 2 Points (1 base and 1 bonus Point) for every $1 spent on purchases in the following categories: grocery store and supermarket (wholesale clubs and discount stores/supercenters such as Target and Walmart will earn only 1 Point); gas station and electric vehicle charging station (wholesale clubs, discount stores/supercenters and grocery stores/supermarkets will earn only 1 Point) and qualifying streaming subscription services. Refer to Program Rules for official list of qualifying streaming services merchants. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.

  3. An automatic statement credit of $15 per 12-month period will be applied to your U.S. Bank Altitude® Go Secured Visa® Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (not past due or overlimit). Refer to Program Rules for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.

  4. Not all payment due dates may be available. If approved, please call the number on the back of your card for further information.

  5. U.S. Bank provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

  6. Maximum Point value applies to Points redeemed for a deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice. Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles.

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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Deposit products are offered by U.S. Bank National Association. Member FDIC.