Payment solutions plans and pricing

Payment solutions plans and pricing built around you.

Whether you’re a small business or a growing enterprise, our versatile payment solutions and point-of-sale (POS) plans offer a range of features to help you succeed at a price point that fits your budget.

Compare options

Benefits built into every POS plan.

Whether you need a mobile POS solution or a comprehensive system, U.S. Bank’s payment solution plans are flexible, scalable and customizable to meet your specific business needs.

Customizable options

U.S. Bank offers bundled plans for restaurant, retail and service businesses. Regardless of industry, businesses can customize their POS plan with hardware and accessories to expand payment and order management capabilities.

Integrations and embedded features

Each plan comes with a winning combination of software, features and integrations available via the mobile POS app or embedded in your POS hardware. Available features depend on your selected plan.

Secure transactions

Our state-of-the-art security helps protect payment data without compromise by employing encryption, tokenization, and safeguards for customer information against fraud.

Explore and compare POS plans

With competitive pricing and flexible hardware purchase or leasing options, our plans ensure you only pay for what you need.

I'm looking for:

I'm looking for:

Mobile POS

Software fee: $0/mo.

First card reader: $491

Transaction, hardware and sales tax fees may still apply.2

Best for:

  • Mobile & on-the-go businesses
  • Food trucks & fairs/farmers’ markets
  • Specialty contractors/field services

Included:

  • Mobile POS app
  • Moby 5500 Bluetooth card reader

 

Learn more

Smart terminal

Rent for $15/mo.

Buy for $449

Transaction, hardware and sales tax fees may still apply.2

Best for:

  • Business owners/managers who prefer a handheld smart terminal for taking payments
  • Small operations with 1-2 employees
  • Mobile businesses, barber shops and beauty salons

Included:

  • Smart terminal app
  • Axium Dx8000 smart terminal

 

Learn more

Starter

Starting at $29/mo.

  • Transaction, hardware and sales tax fees may still apply.2
  • $29 per month for each additional software license
  • One-time setup fee of $99

Best for:

  • Boutiques and small businesses
  • Healthcare, veterinary and dental practices
  • Automotive businesses

Included:

  • Simple menu
  • Inventory tracking
  • Gift cards
  • Unlimited users

 

Contact an expert

Standard

Starting at $69/mo.

  • Transaction, hardware and sales tax fees may still apply.2
  • $29 per month for each additional software license
  • One-time setup fee of $99

Best for:

  • Business owners looking for a mid-range POS system
  • Retail shops, small businesses, quick-service restaurants, coffee shops, bakeries and cafés

Included (Starter features plus):

  • Employee tracking
  • Kitchen printing
  • Advanced payments
  • Unlimited users

 

Contact an expert

Premium

Starting at $99/mo.

  • Transaction, hardware and sales tax fees may still apply.2
  • $29 per month for each additional software license
  • One-time setup fee of $99

Best for:

  • Full-service restaurants and food stores
  • Multiple retail locations
  • Business owners who need an advanced POS system

Included (Standard features plus):

  • Table management
  • Advanced inventory management
  • Appointment booking
  • Online ordering
  • Unlimited users

 

Contact an expert
Learn more Label 2
Learn more Label 2

Let us help you build your perfect POS system.

Get a POS plan that’s tailored to your business. Our specialists can help you build a customized solution that perfectly aligns with your business goals and customer expectations.

You can also ask about bundled packages available for restaurant, retail and service businesses.

Contact an expert

Competitive rates. Better value.

Learn about our transaction fee rates so you get the most for your money. Transaction, hardware and sales tax fees may still apply. 2

Swipe, tap, insert
2.60% + 10¢

For physical or tap-to-pay card payments made by customer.

Manual Transaction
3.50% + 15¢

For card payments where you enter manual card details for customer in person or over-the-phone.

Online Payments
2.90% + 30¢

For digital or ecommerce purchases online.

Frequently asked questions

POS pricing can include the costs associated with purchasing, installing and maintaining a POS system.

U.S. Bank POS pricing ranges from $0 software fee for our mobile POS plan to $99 per month for our premium POS plan, plus the cost of the hardware you choose, plus sales tax and credit card processing fees.

The cost of a POS machine or POS hardware depends on the device or system you choose and how many you need. Contact us to learn more about our POS solutions and hardware costs.

Whether or not you need a point-of-sale (POS) system depends on the nature of your business and its requirements. These include whether you take payments from customers and where (in a store, online, at an event), transaction volume, how many locations you have and what additional tools you might need such as inventory management and reporting. U.S. Bank offers several plans to accommodate all types of businesses.

Not all point-of-sale (POS) systems have monthly fees, and the pricing models can vary. Some common pricing structures for POS systems include a monthly subscription fee that provides access to POS software; credit card transaction processing fees; hardware costs; set-up and sales tax fees.

U.S. Bank’s POS plans start at $0 per month software fee for our mobile POS plan.

Explore related articles.

Elevate branding with the right POS solution

Learn more

5 benefits of mobile POS for your side gig

Learn more

3 ways to grow your business with POS data analysis

Learn more

Utilize your POS as an employee management tool

Learn more

Let’s connect.

Explore locations

Find the U.S. Bank branch nearest you.

Make an appointment

Schedule a virtual or in-person meeting with a business banker.

Request a call

Fill in details about your banking needs and a representative will call you.

Call us

Call 800-432-9413 to talk with a representative right away.

Looking for something else?

Go to support hub
Start of disclosure content

Disclosures

  1. Promotional offer for the Ingenico Moby/5500 is only available for customers applying for a new U.S. Bank Payment Solutions account through the online application. To qualify for the $49 card reader promotional offer, you must apply online for a new U.S. Bank Payment Solutions account. Offer cannot be redeemed for any other hardware purchase or account credit. Offer is limited to one card reader per customer, and any additional card reader will be $89. U.S. Bank and/or Elavon reserves the right in its sole discretion to modify, suspend or terminate the promotion at any time.

  2. U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA. Elavon assesses the following transaction fees, depending on the acceptance method for the credit card payment:

    Swipe, tap, insert: 2.60% of transaction amount + 10 ¢ per item
    Manual transaction: 3.50% of transaction amount + 15 ¢ per item
    Online payments: 2.90% of transaction amount + 30 ¢ per item

    Disclosed transaction fees apply for online applications. Transaction fees may vary and other fees may apply for accounts not opened online.

Start of disclosure content

U.S. Bank is not affiliated with QuickBooks®. QuickBooks® is a registered trademark of its respective owner.

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

Using these programs requires a merchant processing account. See a business banker for details.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.