PAYROLL SERVICES

Seamless payroll solutions for your business.

Simplify payroll with secure and reliable solutions that ensure timely payments.

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Fast and accurate payroll management

U.S. Bank offers full-service digital and mobile payroll solutions designed to help your
business reach its full potential.

 

 

Automated payroll processing

Reduce manual errors, improve efficiency and benefit from faster payroll processing.

Mobile app convenience

Run payroll on the go with your mobile app and get notifications on payroll deadlines, account balances and more.

Insights and reporting

Take the guesswork out with real-time, comprehensive payroll reports to assist with better financial planning and decision making.

Safe and secure

Benefit from industry-standard encryption, fraud protection and compliance to secure your information.

Find the ideal payroll solution
for your business.

Whether you’re looking to reduce payroll processing costs or to improve accuracy and security of in-house payroll management, we have the tools to seamlessly manage your processes.

U.S. Bank Payroll

Simplify payroll with U.S. Bank Payroll powered by Gusto.1 Manage banking, payroll and tax filings seamlessly, all in one trusted platform with no hidden fees.

Best for:

Businesses with 1-5 employees looking for a simple payroll solution integrated with their online banking dashboard. $40 per month fee includes one employee. Each additional employee is $5 per month.

Key benefits:

  • One-stop shop for payroll and banking, giving you a full view of your business finances.
  • Automatically calculate wages, taxes, and deductions while reducing the risk of penalties.
  • Pay employees on time with 2- and 4-day processing speeds and payment options like ACH or check.
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Focus Card

Fast, easy and secure way to distribute payroll with a prepaid U.S. Bank Focus Card. Cut down on payroll processing costs and eliminate the hassle of paper checks while providing employees immediate access to funds.

Best for:

Businesses with 25 or more employees looking for a direct deposit solution.

Key benefits:

  • Compliant with Payment Card Industry (PCI) standards and the funds are FDIC insured.
  • No bank account needed. Employees have the purchasing power of Visa® and Mastercard® for in-store or online purchases.
  • With complimentary cash access at point of sale and thousands of in-network ATMs, it's easy to withdraw cash with a Focus Card.
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SinglePoint® Essentials ACH

One-stop tool for managing ACH, check, wire and all other real-time payment activities in one secure place with the convenience of multiple user control.

Best for:

Businesses with 5-20 employees looking for a direct deposit solution.

Key benefits:

  • Manage payroll, automate payments, control user access and perform a range of banking functions.
  • Works with QuickBooks® and other accounting software.
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Roll™ by ADP® Payroll App

Quick on-the-go chat-based payroll mobile app.

Best for:

Businesses that want a low-cost direct deposit solution: $29 per month plus $5 per employee.

Key benefits:

  • Unlimited payroll and tax filing in all 50 states backed by ADP’s tax guarantee.
  • Same-day and next-day direct deposit for everyday payroll and one-time bonuses.

Note: First three months free.2

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Download the app

ADP® full-service payroll and HR solutions

Put the power of ADP to work for your business and earn 5% off ADP full-service payroll processing fees.3

Best for:

Scalable solutions for businesses looking for “hands-on” services for HR, recruiting and payroll.

Key benefits:

  • Save time with personalized dashboard, automation tools and built-in HR support available 24/7.
  • Protect your business with tools that flag possible payroll errors before they happen.
  • Simplified payroll taxes. ADP calculates, deducts and files your payroll taxes automatically, helping you stay compliant.
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Learn more about payroll services.

We partner with industry experts to make payroll processing and direct deposit reliable, faster and easier for your business.

Contact a banker

Frequently asked questions

Typically, a payroll service includes payroll management, tax services and reporting. Payroll service providers are also a good resource for the latest labor and IRS laws to ensure businesses are in compliance.

Payroll services are available for all sizes of businesses depending on your needs. It can be a simple mobile-based app to a full-service HR solution. A good payroll service relieves the burden by ensuring all your timekeeping, taxes and labor costs are taken care of.

Payroll can be as simple as sending a text through a mobile app payroll solution. Whether you’re just paying yourself, contractors or an entire staff, a payroll service can automatically file payroll taxes. New employee onboarding and insurance packages may also be offered through full-service payroll solutions.

Companies generally outsource payroll to save time and money as well as to ensure compliance with IRS regulations. Government-mandated HR policies can be quite complex and may need professional expertise.

Companies generally manage payroll themselves to maintain control over confidential information and to reduce additional business costs.

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Payment solutions

U.S. Bank payment solutions provides comprehensive payment processing solutions for businesses of all sizes. Get secure, reliable & efficient service now.

Learn more
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Cash management

U.S. Bank's cash management services give you greater control over your finances. Use online & mobile banking, cash flow forecasting, payment add-ons and more.

Learn more
payment solutions

In-person payments

Accept customer payments in-person, at your business location or on the go with U.S. Bank’s versatile payment and point-of-sale solutions.

Learn more

Let’s connect.

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Schedule a virtual or in-person meeting with a business banker.

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Call us

Call 800-673-3555 to talk with a representative right away.

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Disclosures

  1. U.S. Bank Payroll is a platform that enables small business customers to access third-party payroll processing services provided by Gusto, Inc. through the existing U.S. Bank online banking experience. Gusto, Inc. is solely responsible for delivering the payroll processing services available via the U.S. Bank platform. U.S. Bank is not affiliated with Gusto, Inc. For more information, please refer to the Embedded Payroll Service page.

  2. Free payroll applies to clients that have not previously purchased Roll by ADP and are located in the United States. After the initial offer period, you will automatically be charged $17 per month starting with the next monthly billing cycle (base fee) plus $5 per W-2 employee and/or 1099 contractors who are actively being paid on Roll per month unless you cancel. Cancel within the app through the chat interface. ADP reserves the right to withdraw this limited time offer at any time. This offer is not transferable and excludes any other ADP payroll or non-payroll services and requires the use of direct debit of fees as the payment method.

  3. To qualify for the 5% Loyalty Credit, you must be a new RUN Powered by ADP® client and maintain a U.S. Bank Business Checking Account for payroll. Annually 5% of your recurring ADP payroll processing fees invoiced through the first Friday in March will be credited electronically to your U.S Bank Business Checking payroll account on or before March 31. An accumulated credit amount will appear on your ADP invoice. You must be in good standing and actively processing with ADP to receive the credit. ADP reserves the right to discontinue the Loyalty Credit at any time without notice and no further credits will be due. 

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ADP and the ADP logo are registered trademarks of ADP, Inc., and Roll and Roll by ADP are trademarks of ADP, Inc.

U.S. Bank is not affiliated with, is not responsible for and does not guarantee the products, services or performance of ADP.

ADP is not responsible for the products offered by U.S. Bank, i.e., SinglePoint® Essentials and Focus Payroll Card. ADP and the ADP logo are registered trademarks of ADP, LLC. All other marks belong to their owner.

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

ADP, the ADP logo, RUN Powered by ADP and Always Designing for People are trademarks of ADP, LLC and its affiliates. All other marks belong to their owner.

U.S. Bank is not affiliated with ADP and does not share data or any other information. U.S. Bank is not responsible for any activities you engage in on the ADP site and service.

U.S. Bank is not affiliated with QuickBooks®. QuickBooks® is a registered trademark of its respective owner.

General conditions and fees may apply. See a business banker for details.

The Focus Card is issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Member FDIC.

U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

Eligibility requirements, other conditions and fees may apply. Services mentioned may be subject to credit approval. Deposit products offered by U.S. Bank National Association. Member FDIC.

App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.