Large Business Loans Over 250K

Empowering mid-size businesses with specialized, flexible and scalable financing.

Our financial expertise and industry-specific solutions are designed to meet the complex and evolving needs of larger businesses. From funding expansion projects to refinancing, we help you unlock opportunities with confidence and speed.

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Why choose U.S. Bank for large scale financing?

Flexible funding, competitively priced.

Unlock competitive rates and flexible repayment options tailored to suit your business needs.

Personalized expertise.

Our experienced bankers are dedicated to finding the perfect solutions for your business. They bring a deep understanding of industries and local markets and can discuss customized pricing that works for you.

Secure access to capital.

Take advantage of a streamlined application process that prioritizes speed, security and a seamless lending experience.

Financing tailored to your needs.

Business term loan

A business term loan provides upfront cash to grow your business with loan amounts starting at $250,000. Use it for expansion, new equipment or equipment capital.

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Commercial real estate loan

Purchase, remodel, refinance or expand your commercial property with flexible terms and competitive rates. May offer perks like tax breaks1 and stability from unexpected rent increases.

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Practice financing

Specialized lending and business planning for medical, dental and veterinary and optometric practices.

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Equipment financing

U.S. Bank can help your business run smoothly by finding the best financing option for your business. From construction equipment to office furniture, the right loan can power your progress with a $375 origination fee.

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Manufacturing equipment financing

Our financing solutions for manufacturing equipment offers competitive rates, flexible terms and generally quick credit decisions. We offer a simple one-page application for financing amounts up to $750,000, with larger requests supported through a tailored underwriting process.

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Small Business Administration (SBA) loans

SBA loans are long-term small business loans and lines of credit partially guaranteed by the government. Loan amounts up to $5 million or $12.375 million for real estate.2

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Business line of credit

Flexible and easy access to funds up to $250,000 for short-term working capital such as inventory purchases, seasonal expenses, payroll and more. 
Speak with your banker to learn how a business line of credit can support your needs.

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Business equity line of credit

Leverage business real estate or other assets to secure an equity line of credit up to $500,000 with interest-only payment options for qualifying applicants.

 

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SBA (7a) Express Line of Credit

SBA Express Line of Credit provides up to $350,000 for small businesses, suitable for inventory, equipment or operational costs. Terms include a 48-month revolving period with any outstanding balance termed out over 72 months.

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Common questions about large business loans

These loans suit established businesses (seeking up to $250,000) with annual earnings below $2.5 million. Contact a lending specialist for more information. Contact a lending specialist for more information.

Use term loans and lines of credit for expansions, equipment acquisitions, real estate investments, and other major business initiatives.

  • Business and personal tax returns
  • Business plan (SBA loans)
  • Legal documents
  • Profit & loss statements
  • Balance sheets
  • Additional topics

Contact a lending specialist for more information.

 

Our dedicated local bankers offer financing options that are aligned with your personal goals and the needs of your business. Our expertise, customization and commitment to your success set us apart. From tailored solutions to industry-specific guidance, we’re here to support your growth. Count on us as your trusted partner to unlock potential and achieve long-term success.

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Business checking accounts

U.S. Bank offers various business checking accounts to help manage your cash flow. Discover our account features & benefits. Open an account today.

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Business money market account

Elevate your savings with a business money market account from U.S. Bank. Compare accounts and easily calculate your potential earnings.

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Payment solutions

U.S. Bank payment solutions provides comprehensive payment processing solutions for businesses of all sizes. Get secure, reliable & efficient service now.

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resource center

Diversity Lending Program

Our Business Diversity Lending Program is a special purpose credit program under the Equal Credit Opportunity Act, designed to support small businesses from varied backgrounds.

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Let’s connect.

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Find the U.S. Bank branch nearest you.

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Schedule a virtual or in-person meeting with a business banker.

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Fill in details about your banking needs and a representative will call you.

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Call 866-280-3751 to talk with a representative right away.

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Disclosures

  1. U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

  2. SBA loan funding is subject to credit approval, program, and eligibility guidelines. Financing maximums and terms are determined by borrower qualifications and use of funds. U.S. Bank, SBA, and/or third-party SBA fees may apply and vary based on the type and term of the loan. Some restrictions apply to refinancing options.

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Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.

Financing under the Business Diversity Lending Program is subject to credit approval. Terms and conditions are subject to change.

Business Diversity Lending Program: To be eligible for the BDLP, your business must be at least 51% owned and operated by one or more individuals who are women, people of color and/or veterans. Demographic information regarding gender, race and veteran status is required only to determine eligibility for this program. U.S. Bank does not discriminate on this or any other prohibited basis.

For more detailed information on digital services and fees, refer to the Digital Service Agreement.