BANKING SERVICES FOR SPECIALTY CONTRACTORS

Build a strong financial future for your business.

With U.S. Bank business solutions in your tool belt, it’s easy to process customer payments, manage cash flow, finance equipment and more. We offer specialized support for heating, ventilation, and air conditioning (HVAC), construction, electrical, landscaping and other contracting specialties.

  • Manage your cash flow with confidence.

  • Secure flexible funding for essential equipment and supplies.

  • Accept customer payments wherever you are.

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U.S. Bank is dedicated to helping your business thrive.

Confidently manage your cash flow.

Keep your business running smoothly through seasonal swings with financing, rewards-earning credit cards and digital cash flow tools from U.S. Bank.

Optimize your business payments.

Our trusted digital invoicing solutions and payment solutions make it easy to send and receive funds easily while reducing the risk of fraud. 

Use our industry expertise to your advantage.

U.S. Bank specialists will work with you to understand your biggest challenges and provide guidance to keep your business on track year-round.

Key products for HVAC, construction and other specialty businesses

Business lending

Whether you need a new truck, working space, special equipment or cash flow support to navigate swings in demand, U.S. Bank offers lending solutions for all your business needs.

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Business credit cards

With a business credit card from U.S. Bank, enjoy cash back and bonus points on your purchases, including supplies from your favorite hardware store.

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In-person payments

Manage payments in the field, at a job site and wherever your trade takes you with a POS system that works on the go.

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U.S. Bank Avvance® POS Financing for contractors

Win more jobs and support your clients with flexible financing. U.S. Bank Avvance® enables contractors to offer point-of-sale financing, allowing them to pay over time for home improvements, repairs and upgrades.

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Connect with industry-leading bankers.

Our dedicated bankers are readily available to offer support and financial guidance for your specialty contracting business. We’ll help you work toward goals, overcome roadblocks and keep your business running smoothly.

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Since the beginning, everyone has taken the time to support and help us. The best thing is the service from the people I work with at U.S. Bank and getting direct answers and direct care for everything.

Armando Silberman, owner of Fallbrook Irrigation, U.S. Bank client
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SinglePoint® Essentials: Your one-stop tool for managing cash flow and business payments.

SinglePoint® Essentials is a scalable online banking platform for handling eCheck, wire, ACH, and real-time payments. It also allows multiple users to manage finances collaboratively.

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Common questions about specialty contractors

Up to 125% financing, covering not just the equipment cost but also installation, taxes and freight.

  • Bundle multiple pieces of equipment into a single contract for added convenience.
  • Finance amounts up to $250,000 on one contract.

Let’s work together to make your next investment seamless and strategic.

Find out which business checking account best covers your needs by taking a short quiz.

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Let’s connect.

Explore locations

Find the U.S. Bank branch nearest you.

Make an appointment

Schedule a virtual or in-person meeting with a business banker.

Request a call

Fill in details about your banking needs and a representative will call you.

Call us

Call 800-673-3555 to talk with a representative right away.

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Disclosures

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.

U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.

For more detailed information on digital services and fees, refer to the Digital Service Agreement.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

The creditor and issuer of U.S. Bank Avvance® installment loans is U.S. Bank National Association.

U.S. Bank Avvance® is a registered trademark of U.S. Bank National Association.