BUSINESS BANK ACCOUNTS

Discover bank accounts that help your business thrive.

With a U.S. Bank business bank account, manage funds on your time with our secure digital banking solutions and other everyday benefits that do more for your money.

Business checking accounts

Take your money further with a new checking account that offers online and mobile banking with bill pay, access to flexible tools for card payment processing, check fraud prevention, mobile check deposit and overdraft protection.

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Business savings accounts

Accelerate business growth and plan for the future with a secure savings account that meets your business needs.

Explore savings accounts

Business money market accounts

Maximize your earnings with a business money market account that offers competitive rates and a way to increase your cash savings.

Explore money market accounts

Business certificates of deposits (CDs)

Find rates that increase earnings when your business has excess reserves.

Explore CDs

Safe and convenient access to your business accounts

Deposit checks, pay bills and send money with ease using digital banking features that provide easy access to manage money on your time.

Explore online banking

Customize accessibility to your business accounts with Shared Access.

Shared Access allows you to give employees the capabilities they need to manage company finances while you’re not around. Securely share access while maintaining full control over permissions that optimize your business operations.

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Frequently asked questions

Small business owners have a lot of options when looking for a bank account. Three things to consider are 1) User-friendly technology that allows for an easy application process, 2) Timely customer service to reach out to a banker when questions arise, and 3) A trusted financial partner. Make sure to compare different options. Download our EZ Switch Kit for a seamless transition to your new U.S. Bank business checking account.

Opening a separate checking account for your business is not only smart, but it could also protect you and your business. Having a separate checking account for your business leads to many benefits for business owners. You can track financial performance in one place, integrate with accounting software and take advantage of business tools like payroll integration and much more. Combined with the tools in our business dashboard, having a separate account gives you the tools that you’ll need to manage the financials of your company simply and easily.

If you notice suspicious activity, you’re covered with zero fraud liability for any unauthorized transactions.

Explore related products & offerings.

business checking

Business debit card

With a U.S. Bank business debit card, make purchases directly from your business checking account anywhere Visa® is accepted in person, by phone or online.

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business lending

Business term loans

Explore U.S. Bank’s range of business term loan options to grow your business. Competitive rates and flexible terms available.

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banking products

Business credit cards

Find the small business credit card that works best for you and your business. Compare credit cards with various features like cash back or reward points.

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in-person payments

Smart terminal

The smart terminal is a cutting-edge point-of-sale system that allows businesses to accept payments, track sales and more on a handheld device.

Learn more

Let’s connect.

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Make an appointment

Schedule a virtual or in-person meeting with a business banker.

Request a call

Fill in details about your banking needs and a representative will call you.

Call us

Call 800-673-3555 to talk with a representative right away.

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Disclosures

Deposit products are offered by U.S. Bank National Association. Member FDIC.

The U.S. Bank Visa® Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Eligibility requirements and restrictions apply. Please see the Digital Services Agreement for more information.

Eligibility requirements, restrictions, and fees may apply. See a business banker for details.

U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated, and the cards are available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.

FDIC insured to the maximum allowed by law.