Collaborative investing on your terms

Disclosures

1. This offer is valid for clients who are 18 years or older and have a U.S. Bank Smartly® Checking account and are enrolled in U.S. Bank Smart Rewards® from our affiliate U.S. Bank, who open a new investment account with a U.S. Bancorp Advisors financial advisor in Wealth Connect available exclusively at 855-330-6915 and add net new assets of at least $25,000 (the “Threshold Amount”) into the new account within 60 days, and maintain the Threshold Amount for 180 days. Funds currently held at U.S. Bancorp Advisors are not applied to the Threshold Amount. Note that it can take up to six weeks for any external transfers to be completed.

   *Please note: Offer is applicable to most non-qualified investment accounts and qualified account IRAs. The offer is not available for accounts opened with a U.S. Bancorp Advisors financial advisor located in a U.S. Bank branch or other locations other than the Wealth Connect team and not available for the following account types/products: Insurance products, annuities, self-directed accounts, 529 college savings plans, estate accounts, UTMA/UGMA, Rollover IRAs coming from an employer sponsored retirement plan, and employer sponsored retirement plans including but not limited to 401(k), profit sharing, SEP-IRA, SIMPLE IRA and other employer sponsored retirement plan types. Offer is not valid if you have received other Wealth Connect offers within the past 24 months.

   If you qualify for the Bonus Offer, continue to meet the Threshold Amount, your investment account will be credited with the Bonus Amount within 7 – 9 months of account opening.  If you deposit assets into a qualified account (IRA), the Bonus amount will be paid to the qualified account (IRA) as earnings. You must maintain the Threshold Amount deposited for 180 days. If (a) you meet the other qualifications and (b) fund your investment account with a threshold amount of $25,000 or more, you will qualify to receive $200 (the “Bonus Amount”).

   The Threshold Amount is defined as the total amount of eligible cash or securities received in the account minus withdrawals and transfers of securities out of the account as of the deadline to fund the account. Capital gains, interest, and dividends from investments will not be counted. Market fluctuation after deposit will not impact Threshold Amount for purposes of determining qualification.  If multiple accounts are funded by a customer, the offer will be paid to the investment account with the highest Threshold Amount.  All accounts are subject to approval and applicable terms and fees. Account must be open and in good standing at the time the bonus is credited to receive the bonus.

   This offer is not transferable and should not be viewed or construed as a recommendation or solicitation to invest in a security or a particular type of security or securities account, nor should it be considered fiduciary investment advice or a suggestion that a brokerage or advisory account is appropriate for you or in your best interests.

   Additional information on the brokerage and advisory services available through U.S. Bancorp Advisors including associated fees is available in our Client Relationship Summary (form CRS). Limit one bonus per customer. Assets in multiple accounts will not be aggregated for purposes of meeting the Threshold Amount.

   You understand and agree that any taxes relating to the receipt of the bonus are your responsibility. The value of the bonus you receive may constitute taxable income. U.S. Bancorp Advisors may issue an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of the bonus. 

   Offer void where prohibited. U.S. Bancorp Advisors reserves the right to restrict or revoke this Bonus Offer at any time. Other terms and conditions may apply. Offer is not valid for non-U.S. residents and Wealth Management Advisors registered with U.S. Bancorp Advisors. Certain states and local jurisdictions have laws that limit or restrict public employees from accepting items of value from vendors such as U.S. Bancorp Advisors that provide services to public institutions. Some public entities such as governments, state universities, health care organizations, etc., also have internal policies that may contain similar restrictions. If you are a public official or employee, you should determine if one of these laws or internal policies applies to you. By accepting the bonus, U.S. Bancorp Advisors assumes that you are in compliance with your jurisdiction's laws and institution's internal policies.

2. A U.S. Bank Smartly® Checking account from our affiliate, U.S. Bank, is required to be enrolled in Smart Rewards. A rate of 0.001% Annual Percentage Yield (APY) applies to accounts with balances between $0-$24,999.99. A rate of 0.005% APY applies to accounts with balances of $25,000.00 or more. Bank Smartly Checking is a tiered-rate account. Advertised rates are variable and effective as of 12/31/25. Rates in any tier are subject to change at any time before or after account opening. A minimum of $25 is required to open a U.S. Bank Smartly® Checking account. All regular account opening procedures apply. Fees could reduce earnings on the account. A $12 monthly maintenance fee applies to the U.S. Bank Smartly® Checking account, which may be waived if certain requirements are met. Refer to the Consumer Pricing Information for full details on fees, waivers, and eligibility.