Fast food
On air, hotel and car reservations booked directly in the Travel Center when you use this card.3
Get cash back from the brands you love via Cash-back deals, personalized offers based on your previous spending. Access them through the U.S. Bank Mobile App or online banking.
Get your cash back as a statement credit, a rewards card or directly deposited into your U.S. Bank checking or savings account. Enjoy flexible options designed to fit your needs.2
Receive a new cardmember $0 fee offer link opens full terms and conditions on ExtendPay Plans opened in the first 60 days after account opening.6
To earn cash back, choose and activate your Cash+ Categories. You’ll earn with every eligible purchase. Redeem your cash back anytime online.2
* Excludes discount stores/supercenters and wholesale clubs
Plus, earn 1% cash back on all other eligible purchases.
Watch how easy it is.
Select at least one cash back category and enter your monthly spend. The calculator is for illustrative purposes only as actual card usage may produce different results.
Earn 5% cash back.
Additional 5% cash back on Travel Center reservations
Earn 2% cash back.
Earn 1% cash back on all other purchases.
^Excludes discount stores/supercenters and wholesale clubs
Choose your categories each quarter. If you do not choose your categories, all eligible purchases will still earn 1% cash back. If eligible purchases exceed $2,000 per quarter on 5% categories, you will still earn 1% on those purchases. Category options may change on a quarterly basis.
Yearly cash back breakdown:
First year cash back estimate:
as a deposit to an eligible U.S. Bank account
*Earn the Cash+ welcome offer of $200 with $1,000 in eligible spend in the first 90 days.

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Generally, U.S. Bank credit cards are for customers with credit scores in the good-to-excellent credit range. We also offer several secured credit card products which are designed for people looking to build or rebuild their credit with responsible use.
The U.S. Bank Cash+® Visa Signature® Card is a customizable cash back card that lets cardmembers earn 5% cash back2 in two categories they choose each quarter, 2% cash back in one everyday category of their choice, and 1% cash back on all other eligible purchases3. The card also features no annual fee and a 0% introductory APR4 offer on purchases and balance transfers5 .
Yes. The U.S. Bank Cash+® Visa Signature® Card allows cardmembers to choose their own bonus cash back categories each quarter, helping them earn rewards on the spending categories that matter most to them.
The U.S. Bank Cash+® Visa Signature® Card can be a great option for household bills because cardmembers can choose categories such as home utilities, TV, internet, and streaming services to earn 5% cash back on eligible purchases2,3. This flexibility helps maximize rewards on recurring monthly expenses.
No. The U.S. Bank Cash+® Visa Signature® Card has a $ annual fee , allowing cardmembers to earn cash back rewards without an annual membership fee.
Yes. New eligible cardmembers can earn a $200 rewards bonus after spending $1,000 in eligible purchases within the first 90 days of account opening1.
Yes. The U.S. Bank Cash+® Visa Signature® Card offers a 0% introductory APR4 on purchases and balance transfers5 for the first 15 billing cycles. After that, a variable APR applies currently $..
Consumers choose the U.S. Bank Cash+® Visa Signature® Card for its customizable cash back program, offering 5% cash back2 on two categories of choice and 2% cash back on one everyday spending category3, giving cardmembers more control over how they earn rewards benefits like a $ annual fee, flexible redemption options, a welcome bonus, and a 0% introductory APR4.
A U.S. Bank ExtendPay® Plan lets you split eligible credit card purchases into predictable monthly payments for a fixed monthly fee, helping make larger purchases more manageable.