Embedded Payment Solutions
Seamless money movement within your business flows
Embedded payment solutions enable simple, secure payment flows within your existing systems, providing an easy experience for your end users and a scalable, differentiating advantage for your business.
Embed fast, efficient payments right where you need it.
Optimize workflows with solutions designed to fit within your business systems to enable seamless transactions for technology providers, insurance carriers, healthcare systems, real estate and title servicers and more.
Streamlined processes
Easily integrate your business systems with financial and fintech partners to simplify payments and reconciliation.
Tailored to your needs
Customize embedded payment solutions with configurable options and risk controls.
Multiple ways to embed
Embed payments in your ERP or platforms via connectors, APIs, or leading technology partners.
Three ways to apply embedded payments to your business.
In your customer-facing applications
Keep customers focused on the value you provide by receiving payments and disbursing funds right from within your platform.
Moving money on behalf of others
Facilitate money movement for your customers by leveraging a bank-owned for-benefit-of account structure.
Through financial and fintech partner integration
Simplify payments and reconciliation by embedding payments in your ERP or platforms via connectors, APIs, or leading technology partners.
Embedded payments help reimagine customer experiences in key industries.
Optimize workflows and expand payment availability with solutions designed to fit within the customer-facing platforms of technology providers, insurance carriers, healthcare systems, real estate and title servicers and more.
Manage payments for your customers with a comprehensive FBO solution.
Expand your platform capabilities to fulfill your customers’ need to move money. The FBO solution provides a bank-owned FBO account with virtual accounts, so you can keep track of your individual customers’ funds movement and balances easily.
Simplify accounting.
Segregate customer account activity with robust reconciliation through virtual accounts.
Customize payment types.
Connect a broad range of payment rails and route payments to your preferred digital channels.
Scale up faster.
Quickly onboard new customers with API-enabled customer verification and virtual account setup.
Easily embed payments efficiency with APIs.
Rely on our experts to help you identify and tailor the right embedded solutions for your needs. And if you have unique challenges, we’ll work with you to create a purpose-built solution.
Robust APIs, flexible architecture.
Leverage a full suite of banking APIs to help speed digital transformations and run a more efficient business.
Simplified payment connections
Use payment APIs to add payment methods and set custom business rules for intelligent routing to route payments via the best rail for your needs.
Innovation without the wait
Take advantage of innovative payment technologies that are ready now and can be integrated quickly.
More APIs, more connections
- Account validation
- Customer digital payments
- Real-time payments
- ACH origination
- AR and AP automation
- Payment acceptance
Intuitive developer portal
- Easily test-drive and customize different bank APIs and deploy your business ecosystem.
- Increase productivity by eliminating paper handling.
- Optimize for your teams and customers with solutions fully integrated with existing systems, processes and financial partners.
Connected Partnership Network makes embedded experiences possible.
Meet more needs, faster, via the award-winning U.S. Bank Connected Partnership Network, our ever-expanding directory of best-in-class fintech partners.
Integrate faster.
Access technology partner solutions that already integrate with U.S. Bank systems to fast-track embedded payments and reporting.
Build with more strength.
Meet precise business needs by combining the strength and stability of a leading bank with solutions developed by leading fintech innovators.
Talk to an embedded payments expert.
Reach out to our team anytime to discuss how you can take advantage of the latest payment technologies.