Bonus offer

Start earning up to $1,000 back.1

Step 1
Find your payments solution.

Choose from the options below and apply for a new U.S. Bank Payment Solutions Account by September 30th, 2025 to be eligible.

Step 2
Start taking payments.

Accept payments in-store, online or on-the-go and settle card payments over a three-month period.

Step 3
Get your statement credit.

Keep your payments account open and get a statement credit equivalent to the transaction fees you’ve spent over three months (up to $1,000 back).1

Simple pricing, no long-term commitments

With competitive pricing and flexible hardware purchase or lease options, our plans ensure you only pay for what you need.

Basic POS

Mobile POS

First card reader free2 ($89 value)
Software fee $0/mo
Transaction and hardware fees may still apply.


Best for:

  • Mobile & on-the-go businesses
  • Food trucks & fairs/farmers’ markets
  • Trade contractors/field services

Included:

  • talech Mobile app
  • Moby 5500 Bluetooth card reader
Learn more

Entry level POS

Smart terminal

Rent for $15/mo
Buy for $449
Software fee $0/mo
Transaction and hardware fees may still apply.


Best for:

  • Business owners/managers who prefer a handheld smart terminal for taking payments
  • Small operations with 1-2 employees
  • Mobile businesses, barber shops and beauty salons

Included:

  • talech Terminal app
  • Axium Dx8000 smart terminal
Learn more

ESSENTIAL POINT OF SALE

Starter

Starting at $29/mo

Transaction fees may still apply.

Hardware fees vary depending on device selected and if purchased or rented.

$29 per month for each additional software license

One-time setup fee of $99

Best for:

  • Boutiques and small businesses
  • Healthcare, veterinary, dental practices and automotive
  • Unlimited users
Contact a specialist

FULL FEATURE POINT OF SALE

Standard

Starting at $69/mo

Transaction fees may still apply.

Hardware fees vary depending on device selected and if purchased or rented.

$29 per month for each additional software license

One-time setup fee of $99

Best for:

  • Business owners looking for a mid-range POS system
  • Retail shops, small businesses, quick-service restaurants, coffee shops, bakeries and cafés
  • Unlimited users
Contact a specialist

COMPREHENSIVE POINT OF SALE

Premium

Starting at $99/mo

Transaction fees may still apply.

Hardware fees vary depending on device selected and if purchased or rented.

$29 per month for each additional software license

One-time setup fee of $99

Best for:

  • Business owners who want an advanced point of sale
  • Full dining restaurants
  • Multiple retail locations
  • Food stores
  • Unlimited users

Additional services

  • Online ordering
  • Loyalty programs
  • Appointment booking
Contact a specialist

Know your transaction fees from the get-go.

Fees starting at3:

2.60% + 10¢
Swipe, tap, insert

For physical or tap-to-pay card payments made by customer.

3.50% + 15¢
Manual transaction

For card payments where you enter manual card details for customer in person or over-the-phone.

2.90% + 30¢
Online payments

For digital or e-commerce purchases online.

Learn more about payment solutions

Accept card and contactless payments your way.

  • All major credit and debit cards accepted – Visa®, Mastercard®, Discover®, American Express®
  • Contactless payment and digital wallet compatible – Apple Pay®, Google Pay® and Samsung Pay®
  • Hardware and POS systems that let you conveniently take payments
  • Online ordering, curbside pickup and delivery, appointment booking, invoicing, e-gift cards, loyalty programs and more 
  • Custom POS solutions for restaurants, cafes, services, retail and mobile businesses.
  • Flexible plans and no long-term contract
  • Same day funding with U.S. Bank business checking account1
  • 24/7 support

STREAMLINE AND AUTOMATE

Improve your business operations.

With a range of staff and inventory management features, our payment solutions make running your business easier.

  • Plan employee schedules easily and set inventory alerts to ensure you never run out of popular products.
  • Streamline processes and automate tasks to free up your time and focus on the key details that make the difference to your business.

KEEP AN EYE ON CASHFLOW

Control your business costs.

Reduce waste with intuitive, easy-to-use product catalog and order management tools. 

  • Generate real-time reports to understand every aspect of your business.
  • Stay on top of your accounts payables with labor cost analysis.
  • Avoid tying up cash flow with excess stock levels.

Accept contactless payments with only an iPhone.

Tap to Pay4 on iPhone is now available on the talech Mobile app.

Learn more

Point-of-sale plans by industry

When it comes to taking payments, we have your industry covered, whether you run a restaurant, retail operation, salon or spa or mobile business. From inventory management to invoicing, online ordering and appointment booking, our POS solutions come with built-in features designed to help you run your business more smoothly.

Retail

Services

Restaurants

On-the-go

Explore POS by industry

POS features to help you run your business

Online ordering

Add new revenue streams by offering online ordering, pick up in-store or curbside and delivery.

Learn more

Gift cards

Grow sales with gift cards. Choose between e-gift cards for a no-cost way to generate additional revenue or physical cards branded with your logo and design.

Learn more

Appointment booking

Drive sales and improve staff efficiency with fully automated appointment booking and point of sale solutions.

Learn more

Invoicing

Boost cashflow by easily creating and sending invoices to clients.

Learn more

POS hardware

From mobile businesses to full-service enterprises, U.S. Bank offers flexible POS plans and hardware to help you accept payments and streamline your operations. For businesses that need more advanced solutions, we offer several hardware options that you can add on to our set-price plans to create a tailored solution.

View POS hardware

The support you need when you need it.

24/7 support

Never miss a beat with our industry-leading 24/7 customer support. A real person is always available to answer your questions at no additional cost.

Everyday Funding

Improve cash flow with industry-leading funding, available 7 days a week, with no daily funding limits.1

Safe & secure payments

With EMV, contactless payment options, PCI-DSS, and end-to-end encryption, your customer payment data is protected by the latest authentication and security technology.

Take a closer look at our POS plans.

Choosing the right point-of-sale plan is a critical decision for businesses of all sizes. Whether you're a small business owner looking for a cost-effective solution or a growing enterprise with more advanced needs, our POS plans are designed to scale with you.

Compare our transparent pricing to find a plan that aligns with your budget and provides the features your business demands.

Compare POS plans

Frequently asked questions

With minimal or no monthly hardware or software fees, your business can hit the ground running. All credit and debit card transactions have a low rate dependent upon whether the card is swiped, dipped, tapped, manually keyed in or accepted online, as mentioned above.

If you have questions about our point-of-sale solutions, hardware or with your talech account, we're here for you. Contact a specialist

Our talech software provides a seamless integration with QuickBooks and Xero. And if that’s not enough, talech has an invoicing solution to get paid faster and make accounting easier.

talech is a cloud-based POS suite from U.S. Bank tailored for businesses of all kinds that scales seamlessly across multiple locations to support business growth.

Cash flow keeps businesses in business. You need money in your account to pay invoices, payroll and achieve your goals. Everyday Funding allows you to get funding seven days a week so you can pay invoices quicker, cover your expenses faster and increase your cash flow efficiency. Everyday Funding works on weekends and weekdays which means funding is direct to your deposit account every day of the week. Everyday Funding is available at no additional cost for U.S. Bank business depository account customers with a U.S. Bank Payment Solutions account.1

Customers expect the ability to pay in any environment- online, in-person, by phone, in-app or by mobile wallet. U.S. Bank Payment Solutions and talech allow your business to accept payments from a store front, online, over the phone from home, on location or wherever your customers are. In addition, talech provides a contactless shopping experience. 

Get all the benefits of a cloud-based point of sale. Track your sales data in real-time so you can see how your business is doing at home or at the beach, wherever and whenever you need to. Analyze the health of your business across revenue, product and staff metrics.

U.S. Bank Payment Solutions has highly trained support teams available 24/7/365 to help whenever you need it. Also, each of our merchant services customers is assigned a dedicated Customer Account Manager to work with their business.

With end-to-end encryption, your customer data is protected by the latest security technology which is compatible with contactless payments, chip and pin, Apple Pay®, Google Pay® and Samsung Pay ®.

Help your business mitigate the risk of potential data breaches and the resulting reputational and financial loss with contactless payments. Tokenization, contactless cards and mobile wallets provide stronger security than traditional payment methods through tokenization technology. A token replaces a cardholder’s payment card numbers, rendering the payment information useless to hackers, making theft of card present transaction data more difficult.

Ready to get started? 

Call 800-432-9413
Request a call
Find a branch
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Disclosures

  1. Promotional offer is available with establishment of a new payment processing account by new or existing U.S. Bank customers, not currently using Elavon as their merchant processing services provider. Offer may not be combined with any other Merchant Services promotions or incentives. Association Partners, registered Payment Facilitators, and certain other business types with specialized pricing are not eligible for this offer. To qualify you must:

    • Open, and be approved for, a new U.S. Bank Payment Solutions Merchant Account (MID) by September 30, 2025.
    • Account must be open and actively accepting and settling payments at the time the monthly statement credits are being calculated and applied in order to receive the rebate. Merchant account must be in good standing with no outstanding recovery balance.

     

    The monthly statement credit will appear in the Fees/Charges Category of the merchant statement in the fourth month following account opening, not to exceed the $1,000 credit maximum. The promotional credit is based on total account fees and charges billed during the initial three (3) months following new account opening, excluding equipment, chargebacks, and adjustments for each respective month.

    For example, a new merchant account opened and approved on July 14, 2025, will immediately begin qualifying for credits on eligible monthly account fees and charges billed. The cumulative credit for the three (3) months following approval will appear on the November 2025 merchant statement. 

    In addition to the $1,000 cap, the statement credit amount cannot exceed total eligible monthly fees and charges actually billed and collected. Such statement credit may be adjusted to solely offset the eligible monthly account statement fees and charges billed and collected. U.S. Bank and/or Elavon, a U.S. Bank subsidiary, reserve the right, in their sole discretion, to modify, suspend or terminate the promotion at any time.

  2. Promotional offer for the Ingenico Moby/5500 is only available for customers applying for a new U.S. Bank Payment Solutions account through the online application. To qualify for the free card reader offer, you must apply online for a new U.S. Bank Payment Solutions account. Offer cannot be redeemed for any other hardware purchase or account credit. Offer is limited to one card reader per customer. U.S. Bank and/or Elavon reserves the right in its sole discretion to modify, suspend or terminate the promotion at any time.

  3. U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U. S. Bank NA. Elavon assesses the following transaction fees, depending on the acceptance method for the credit card payment:

    Swipe, tap, insert: 2.60% of transaction amount + 10 ¢ per item
    Manual transaction: 3.50% of transaction amount + 15 ¢ per item
    Online payments: 2.90% of transaction amount + 30 ¢ per item

    Disclosed transaction fees apply for online applications. Transaction fees may vary and other fees may apply for accounts not opened online.

  4. Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see https://developer.apple.com/tap-to-pay/regions/.

    Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.

  5. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speed is dependent on batch times and will be processed every day, including weekends and holidays. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

Start of disclosure content

Deposit products are offered by U.S. Bank National Association. Member FDIC.

U.S. Bank is not affiliated with QuickBooks®. QuickBooks® is a registered trademark of its respective owner.

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

Using these programs requires a merchant processing account. See a business banker for details.

Apple Pay is a registered trademark of Apple Inc. App Store is a service mark of Apple Inc.

Google Pay, Android and Google Play are trademarks of Google LLC. Fitbit Pay is a trademark of Fitbit LLC and/or its affiliates.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

iPhone is a registered trademark of Apple Inc.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.