What is U.S. Bank Avvance®?

U.S. Bank Avvance® is a real-time point-of-sale financing solution designed for patients and customers seeking high-value services. Customers can finance purchases between $300-$25,000. It’s the smart way to grow your bottom line. With U.S. Bank Avvance®, you can:

  • Increase conversion rates: Let customers get pre-approval with no impact to their credit score until purchase.
  • Boost purchase sizes: Financing enables bigger ticket purchases they might otherwise delay.
  • Receive immediate payouts: Full payment within 48 hours of transaction approval.

How it works

U.S. Bank Avvance® can boost revenue and patient/customer satisfaction. Here’s how:

  1. Qualify new customers with pre-approval
  2. Only 1-2 minutes for customers to get approved from their mobile phone
  3. Immediate payout within 48 hours

Ready to grow your sales?

  • Patient care: Keep your patients at their best with treatment now, payment later.
  • Home improvementDesign now, pay later.
  • Specialty services: Start projects now. Pay over time.

Let's talk about how we can help you convert more leads and close more deals.

Level up to the competition

A new way to grow your business, hassle-free

Get paid in full, upfront

Receive your funds in full, within 48 hours, on every transaction.

Increase transaction sizes

Financing makes important purchases possible.

Win more sales, more often

Give your customers the confidence to buy now.

Stand apart from the competition

Attract more customers with 0% financing for shorter periods or help customers spread payments over a longer term with a competitive rate. You decide.

Customers expect convenience

62%

of consumers favor fixed monthly payment plans

1 in 5

consider Buy Now, Pay Later financing for purchases $1,000 and higher

76%

expect a seamless point-of-sale experience

White paper

The Business of Buy Now, Pay Later and Point-of-Sale Lending 

Frequently asked questions

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Disclosures

  1. The creditor and issuer of U.S. Bank Avvance® installment loans is U.S. Bank National Association.

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Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

Using these programs requires a merchant processing account. See a business banker for details.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

U.S. Bank Avvance® is a registered trademark of U.S. Bank National Association.