The U.S. Bank Solutions Card is a reloadable prepaid card for non-payroll disbursements, such as: employee awards, incentives to non-employees, research and clinical trials and consumer incentives. The Solutions card is Visa-branded and can be used everywhere Visa debit cards are accepted.
SOLUTIONS CARD: NON-PAYROLL DISBURSEMENT CARD FOR BUSINESS
Simplify your non-payroll business disbursements.
Distribute recurring funds for your business, as well as student or athletic program stipends with our prepaid U.S. Bank Solutions Card.
3,600+
Corporate and government partners
87M
Cards used
20+
Years of experience
A prepaid card for
business disbursements
Whether you’re paying contractors or providing ongoing employee incentives, you can reduce costs and simplify non-payroll disbursements. Plus, this prepaid Visa® card can be used everywhere Visa debit cards are accepted.
Benefits for your business
Reduce costs
Save on paper, postage, reconciliation and lost checks.
Easy implementation
Complements your existing direct deposit processes.
Secure spend management
Register cardholders, fund and issue cards, and access timely reports.
Benefits for your cardholders
Easy to use
Funds are loaded automatically and cards can be used everywhere Visa debit cards are accepted worldwide.
Cost savings
Save on fees that recipients may otherwise incur to cash their check.
Everyone is eligible
No existing bank relationship is necessary.
Security
Zero Liability1 protection for lost or stolen cards.
Compare business prepaid cards
|
Product features |
U.S. Bank Solutions Card |
U.S. Bank Expense Card |
|---|---|---|
|
Types of payments |
Employee awards, non-payroll funds, stipends, university and athletic payments |
Athletic team expenses, travel expenses and other business expenses |
|
Ability to sweep back unused funds |
No |
Yes |
|
Administrator role assignment |
Cannot view cardholder transactions |
Can view cardholder transactions |
|
Cash access |
Option with or without cash access |
Option with or without cash access |
|
Card issuance |
Personalized cards or instantly issued |
Personalized cards or instantly issued |
|
Funding |
ACH or funding account – immediate or scheduled funding |
Funding account only – immediate or scheduled |
|
Ability to block transactions at the Merchant Category Code |
Yes - dependent on the program |
Yes |
|
Reporting |
Standard Reporting Suite: no cardholder spend or balance transaction reports due to federal privacy law |
Standard Reporting Suite: plus run reports showing detailed transactions or real time balance reporting |
|
Explore more |
|
|
Product features
Types of payments
U.S. Bank Solutions Card
Employee awards, non-payroll funds, stipends, university and athletic payments
U.S. Bank Expense Card
Athletic team expenses, travel expenses and other business expenses
Product features
Ability to sweep back unused funds
U.S. Bank Solutions Card
No
U.S. Bank Expense Card
Yes
Product features
Administrator role assignment
U.S. Bank Solutions Card
Cannot view cardholder transactions
U.S. Bank Expense Card
Can view cardholder transactions
Product features
Cash access
U.S. Bank Solutions Card
Option with or without cash access
U.S. Bank Expense Card
Option with or without cash access
Product features
Card issuance
U.S. Bank Solutions Card
Personalized cards or instantly issued
U.S. Bank Expense Card
Personalized cards or instantly issued
Product features
Funding
U.S. Bank Solutions Card
ACH or funding account – immediate or scheduled funding
U.S. Bank Expense Card
Funding account only – immediate or scheduled
Product features
Ability to block transactions at the Merchant Category Code
U.S. Bank Solutions Card
Yes - dependent on the program
U.S. Bank Expense Card
Yes
Product features
Reporting
U.S. Bank Solutions Card
Standard Reporting Suite: no cardholder spend or balance transaction reports due to federal privacy law
U.S. Bank Expense Card
Standard Reporting Suite: plus run reports showing detailed transactions or real time balance reporting
Product features
Explore more
U.S. Bank Solutions Card
U.S. Bank Expense Card
Why choose the prepaid U.S. Bank Solutions Card for your non-payroll disbursements?
Security and protection
We invest in the data security, fraud protection and compliance programs needed to protect cardholder information.
Convenience
Optimize your non-payroll disbursements with our comprehensive client portal, automated card inventory management system, robust client reports and more.
A trusted name
U.S. Bank is a nationally recognized, highly rated leader in payments, offering an in-house prepaid solution.
Cardholder satisfaction
Your cardholders will appreciate the added value of the prepaid Solutions Card, with features like a mobile banking app, text2 and email alerts, and more.
Take control of your non-payroll business disbursements.
A dedicated onboarding manager guides you through setup and training. You’ll manage the day-to-day activities with a secure and easy-to-use administrative portal. Here, you’re able to register cardholders, fund cards, update cardholder demographic data and access reports.
Use a prepaid Solutions Card for a variety of business disbursements.
Contract employees
Deliver timely payments to contractors or hourly workers while eliminating the risk of cash. Plus, no credit check or bank account is necessary for the cardholder.
Employee incentives
Award employees with ongoing sales incentives. Express appreciation while increasing employee loyalty with a reloadable prepaid card.
Athletic and education per diem
Eliminate cash by disbursing funds for coach and student athlete per diems. Simplify student and faculty travel while providing a secure way to access funds.
Explore other prepaid card options.
Payroll services
Make short work of processing payroll with innovative tools for your business.
Business expenditures
Simplify payroll disbursements and business expenses.
Employee and customer rewards
Show your appreciation to employees and customers.
Ready to get started?
Maximize your electronic non-payroll distribution with our prepaid U.S. Bank Solutions Card. For cardholder questions, visit the U.S. Bank Solutions Card cardholder website.
Frequently asked questions
Fund the U.S. Bank Solutions Card with existing Automated Clearing House (ACH), direct deposit (using standard NACHA file layout) processes or instantly fund using a funding account.
A cardholder does not need to be an existing U.S. Bank customer. In fact, no existing bank relationship is necessary. This makes it a great fit for seasonal and contract employees.
A U.S. Bank Solutions Card allows businesses to limit spending to what has been loaded onto the card. Innovative fraud controls and monitoring systems allow U.S. Bank to help protect customers against fraud and misuse.
Yes, the bulk card creation feature in the online portal allows you to create multiple cards at the same time using a file process.
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