Amazon business Cards

A new Amazon Business Card is on the way.

U.S. Bank is delighted to partner with Amazon and Mastercard to bring you the new Prime Business Card and Amazon Business Card. As part of this change, your existing Amazon Business Card from American Express will transition to a new card issued by U.S. Bank. This card is designed to make things easier and more rewarding for you. You can look forward to great new rewards and simple, intuitive tools to help you manage your business spending with ease.

Prime Business Card
(with eligible Prime membership)1

Amazon Business Card

Welcome Offer

$100 or greater Amazon gift card or statement credit3

$100 or greater Amazon gift card or statement credit3

Additional benefits for your business

Separate business spending.

Use one card dedicated to your business to simplify tax payments, tracking and budgeting.

Track expenses easily.

Track expenses in real time, store digital receipts, control business spend and manage accounting reconciliation – all in one place.

Built-in fraud protection.

Zero liability fraud protection and real-time alerts help keep your account secure.5

Pay with virtual cards.

Pay for tools, software and services securely without using your primary card.

Top eligible spending categories6


Automatically earn 2% back on Net Purchases on your top 3 spending categories outside of Amazon-owned brands (each month) when you shop in these categories:

Advertising and direct marketing

Computer and software services

Office supply stores

Airlines

Hotel

Utilities

Advertising and direct marketing

Computer and software services

Office supply stores

Airlines

Hotel

Utilities

More 2% back categories

  • Accounting and tax services
  • Cel phone service providers
  • Drug stores and pharmacies
  • Gas and EV stations
  • Car rental
  • Dinning
  • Entertainment
  • Grocery stores
  • Accounting and tax services
  • Cel phone service providers
  • Drug stores and pharmacies
  • Gas and EV stations
  • Car rental
  • Dinning
  • Entertainment
  • Grocery stores

Frequently asked questions

No. You can apply for the Prime Business Card or Amazon Business Card using either:

  • Your Amazon.com account
  • Your Amazon Business account

Note: While an Amazon Business account isn't required to apply, having one allows you to take full advantage of business-specific features, pricing, and benefits available to business customers.

Yes, you can apply using your Social Security Number (SSN) if you’re a sole proprietor without an Employer Identification Number (EIN).

No, your rewards do not expire as long as your Prime Business Card or Amazon Business Card account remains open and in good standing. 


However, rewards may be affected in these situations:

  • If your account is not in good standing (past due or overlimit), you may not redeem rewards until the account returns to good standing.
  • If your account is closed (by you or by U.S. Bank), you will lose all unredeemed rewards 

Important: Keep your Prime Business Card or Amazon Business Card account current and in good standing to maintain access to your earned rewards.

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Disclosures

  1. If you sign up for or cancel your Amazon Prime membership after this Account was opened, the Card reward program will change, as described in the Program Rules.

  2. Rewards for prepaid travel are deposited into the reward account after the purchase has been processed for the prepaid travel reservation. Please allow 1-2 statement billing cycles for your earned rewards to appear on your credit card billing statement.

  3. If you were offered cash back upon approval of your Prime Business World Elite Mastercard® (“Prime Business Card”) or Amazon Business World Elite Mastercard® (“Amazon Business Card”) credit card application, in order to receive the cash back, you must make Net Purchases in the amount specified in the offer using your new Prime Business Card or Amazon Business Card within the stated period of time after account opening, as described in the offer materials. The Net Purchases must post to your account within the stated time period.  The date that a transaction is made may not be the same date that a transaction posts to your account, and we cannot control when a merchant posts a transaction to your account. Net Purchases are Purchases minus credits and returns.  Please allow 1-2 statement billing cycles after you have met the spend requirement for your cash back to be credited to your account in the form of a statement credit. Existing and previous Prime Business Card or Amazon Business Card accounts do not qualify for this one-time cash back offer. Only one cash back enrollment offer per account is available, even if the account is upgraded or multiple card users individually spend the amount specified in the offer. This offer may not be combined with any other enrollment offer and is subject to credit approval.  Your account must be in good standing (not past due or overlimit) in order to qualify for and receive the cash back statement credit.

    If you were offered an Amazon Gift Card upon approval of your Prime Business World Elite Mastercard® (“Prime Business Card”) or Amazon Business World Elite Mastercard® (“Amazon Business Card”) credit card application, you will receive an Amazon Gift Card in the amount described in the offer materials.  If you identified an existing Amazon Business account when you applied for the credit card account, Amazon will load the Amazon Gift Card into that Amazon Business account.  If you did not identify an Amazon Business account, Amazon will send you a link upon approval of the credit card account for you to set up a new Amazon Business account within 30 minutes of receiving the link.  Amazon Gift Cards are issued by ACI Gift Cards, Inc., a Washington company.  See www.amazon.com/gc-legal for complete terms and conditions, including redemption options.  Existing and previous Prime Business Card or Amazon Business Card accounts do not qualify for this one-time gift card enrollment offer.  Only one Amazon Gift Card enrollment offer per account is available, even if the account is upgraded. This offer may not be combined with any other enrollment offer and is subject to credit approval.  Your account must be in good standing (not past due or overlimit) in order to qualify for the Amazon Gift Card offer. 

  4. Net Purchases are purchases minus credits and returns. Not all transactions are considered to be purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler’s checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. No retroactive credits will be given for prior purchases. Rewards from different accounts may not be combined. Rewards cannot be used in conjunction with other frequency or reward programs.

  5. U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

  6. Each merchant’s business is identified by a category code established by Mastercard. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which purchases are in the Top Categories and qualify for additional rewards. Top Categories are determined based on category code each billing cycle based on the combined spend of all Cardmembers. Merchants classified as Entertainment include: most cinemas, theme parks, concert venues, professional sport venues, and qualifying ticket sellers. Top Categories may change in the future without notice.

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U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Amazon, Amazon.com and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated, and the cards are available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.