Get a business checking account recommendation

Which business checking account is best for your business?

Answer a few questions, and we’ll recommend the package that best fits your needs based on your responses. If you run a nonprofit organization, you can skip these questions and learn more about our nonprofit checking account.

How many total transactions1 will you make each month?

When determining transaction volume, as an example, making four deposits during a single sitting would be counted as a single transaction.


Choose one

Get a business checking account recommendation

I will make less than 125 transactions.

What is the amount of cash deposits you will make each month?


Choose one

Get a business checking account recommendation

I will deposit less than $2,500.

What do you think your average monthly balance will be?


Choose one

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Silver Business Checking Package

Best for new or small businesses with basic banking needs.

  • $0 monthly maintenance fee

  • 125 free transactions per statement cycle1

  • $0.50 fee for each additional transaction2

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Gold Business Checking Package

Best for businesses with moderate transaction activity.

  • $20 or $0 monthly maintenance fee when you meet requirements3

  • 350 free transactions per statement cycle1

  • $0.45 fee for each additional transaction4

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Platinum Business Checking Package

Best for established businesses with higher account balances.

  • $30 or $0 monthly maintenance fee when you meet requirements3

  • 550 free transactions per statement cycle1

  • $0.40 fee for each additional transaction5

Get a business checking account recommendation

I will deposit between $2,500 and $10,000

What do you think your average monthly balance will be?


Choose one

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Gold Business Checking Package

Best for businesses with moderate transaction activity.

  • $20 or $0 monthly maintenance fee when you meet requirements3

  • 350 free transactions per statement cycle1

  • $0.45 fee for each additional transaction4

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Platinum Business Checking Package

Best for established businesses with higher account balances.

  • $30 or $0 monthly maintenance fee when you meet requirements3

  • 550 free transactions per statement cycle1

  • $0.40 fee for each additional transaction5

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Platinum Business Checking Package

Best for established businesses with higher account balances.

  • $30 or $0 monthly maintenance fee when you meet requirements3

  • 550 free transactions per statement cycle1

  • $0.40 fee for each additional transaction5

Get a business checking account recommendation

I will make between 125 and 300 transactions

What is the amount of cash deposits you will make each month?


Choose one

Get a business checking account recommendation

I will deposit $2,500 or less

What do you think your average monthly balance will be?


Choose one

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Gold Business Checking Package

Best for businesses with moderate transaction activity.

  • $20 or $0 monthly maintenance fee when you meet requirements3

  • 350 free transactions per statement cycle1

  • $0.45 fee for each additional transaction4

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Platinum Business Checking Package

Best for established businesses with higher account balances.

  • $30 or $0 monthly maintenance fee when you meet requirements3

  • 550 free transactions per statement cycle1

  • $0.40 fee for each additional transaction5

Get a business checking account recommendation

I will deposit between $2,500 and $10,000

What do you think your average monthly balance will be?


Choose one

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Gold Business Checking Package

Best for businesses with moderate transaction activity.

  • $20 or $0 monthly maintenance fee when you meet requirements3

  • 350 free transactions per statement cycle1

  • $0.45 fee for each additional transaction4

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Gold Business Checking Package

Best for businesses with moderate transaction activity.

  • $20 or $0 monthly maintenance fee when you meet requirements3

  • 350 free transactions per statement cycle1

  • $0.45 fee for each additional transaction4

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Platinum Business Checking Package

Best for established businesses with higher account balances.

  • $30 or $0 monthly maintenance fee when you meet requirements3

  • 550 free transactions per statement cycle1

  • $0.40 fee for each additional transaction5

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Platinum Business Checking Package

Best for established businesses with higher account balances.

  • $30 or $0 monthly maintenance fee when you meet requirements3

  • 550 free transactions per statement cycle1

  • $0.40 fee for each additional transaction5

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Platinum Business Checking Package

Best for established businesses with higher account balances.

  • $30 or $0 monthly maintenance fee when you meet requirements3

  • 550 free transactions per statement cycle1

  • $0.40 fee for each additional transaction5

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Premium Business Checking Package

Best for larger businesses with higher deposit and transaction activity. 

  • Analyzed account fee that can be offset through a competitive earnings credit rate678

  • Earn credit on qualifying balances

  • 24/7 live support

Start of disclosure content

Disclosures

For additional information call 855-955-2760 or visit your local branch for a copy of Business Pricing Information disclosure or refer to Your Deposit Account Agreement (YDAA).

Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Other conditions and restrictions may apply. Terms may change without notice.

Start of disclosure content
  1. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. 

  2. Transactions are $0.50 each once free transactions are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

  3. Monthly Maintenance Fee Waiver Options: Gold Business Checking: U.S. Bank Payment Solutions Merchant Banking OR $10,000 average collected balance OR $20,000 combined average collected business deposit balances OR $50,000 combined average collected business deposits and outstanding credit balances. Platinum Business Checking: U.S. Bank Payment Solutions Merchant Banking OR $25,000 average collected balance OR $75,000 combined average collected business deposits and outstanding business credit balances. 

  4. Transactions are $0.45 each once free transactions are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

  5. Transactions are $0.40 each once free transactions are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

  6. Analyzed accounts are eligible for earned credits to offset transaction, maintenance and other fees associated with account activity. Visit a U.S. Bank branch for more details.

  7. Earnings Credit Rates may change at any time without prior notice. Earnings Credit: Average Collected Balance Available for Earnings Credit Services (x) Earnings Credit Rate (x) Actual Days in Month (÷) Actual Days in Year. Refer to your Customer Analysis Statement for your current Earnings Credit Rate. For additional information call 855-955-2760 or visit your local branch to talk with a Business Banker.

  8. Interest rates subject to change without notice.